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Insurance Licensing New York Life, Accident and Health Insurance Agent/Broker Examination Series 17-55 Sample Questions:

1. Which of the following is required of a covered entity subject to New York ' s cybersecurity regulation?

A) Publicly describe the protection of its information system
B) Eliminate known threats to its information system
C) Ensure that all nonpublic information is properly disclosed
D) Conduct a risk assessment of its information system

2. When a buyer is considering a long-term care policy, they are encouraged to review carefully all policy

A) carriers.
B) facilities.
C) agents.
D) limitations.

3. Which of the following statements BEST describes a single premium cash value policy?

A) It waives one future premium if the owner becomes disabled.
B) It requires the policyowner to pay one premium annually.
C) It provides for only one premium to be paid without evidence of insurability.
D) It requires only one payment to make the policy paid up.

4. Who would NOT be covered under an additional insured rider attached to a life insurance policy?

A) Minor children.
B) A spouse.
C) Dependent parents.
D) Employees.

5. Which of the following is a Health Insurance Policy where the insurer has the right to change the premiums for policyowners, but CANNOT cancel the policy?

A) A guaranteed renewable policy.
B) An optionally renewable policy.
C) A conditionally renewable policy.
D) A noncancellable policy.

Solutions: