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Ohio Department of Insurance OH-Life-Agent-Series-11-44 Exam Syllabus Topics:

Ohio Department of Insurance OHIO Life Insurance Agent Series 11-44 Sample Questions:

Question 1

The premium mode defines the

A. premium amount.
B. frequency of the premium payment.
C. method of premium payment.
D. premium limit.

Question 2

Which rider would allow additional insurance to be purchased at specified dates or events, without additional
underwriting?

A. Guaranteed insurability.
B. Guaranteed renewability.
C. Cost of living.
D. Disability income.

Question 3

Which of the following individuals has the right to name a beneficiary?

A. Insured
B. producer
C. owner
D. assignee

Question 4

Which of the following policies allows the policyowner to change two policy features?

A. Term Life.
B. Credit Life.
C. Modified Life.
D. Adjustable Life.

Question 5

If an Insured under a life insurance policy dies with an outstanding loan balance then the death benefit
will

A. be reduced by the amount of the loan and interest owed.
B. be paid less the amount of the loan interest but not the principal.
C. not be paid until the loan is repaid.
D. be paid less the amount of the loan but not the interest.

Solutions: